Payday Lending: Realities & Challenges

Payday Lending: Realities and Challenges
November 14, 2008
Austin, Texas
________________________________________
Sponsored by Federal Reserve Bank of Dallas and IC2 Institute at The University of Texas at Austin
________________________________________
The $59 billion payday lending industry is growing rapidly as a source of short-term consumer credit. Nineteen million U.S. consumers visit 24,000 payday lending outlets each year. This conference examines payday lending in America and its financial ramifications. Do payday lenders aid borrowers who need quick and convenient access to cash? Or do they entrap consumers by charging excessive rates and fees?

Join us for a one-day conference that explores the dynamics of payday lending, from the economic and public policy framework to the evolving options for consumer credit. Come hear nationally known experts discuss this complex topic from municipal, state, and national perspectives. Bankers, academics, students, policy makers, and community and economic development professionals who are interested in learning more about the emerging trends in the alternative financial services industry are invited to attend.

When:
Friday, November 14, 2008
8:45 a.m. – 3 p.m.

Where:
Etter-Harbin Alumni Center
University of Texas at Austin
2110 San Jacinto Boulevard
Austin, Texas 78712

Fee:
$100 for the public
$25 for students (Call Soraya Anderson at 214-922-5377 to register as a student)

Registration:
Register and pay online.
Options for paying by mail or fax can be found on the online registration form.

Cancellations:
A full refund will be made if your written cancellation notice is received via mail or fax by November 7, 2008. No refunds are available after that date.

Hotel:
A special room rate of $149 is available at the Hilton Garden Inn , located in downtown Austin, through October 25. To reserve a room, visit the website or call the hotel directly at 877-782-9444 and use group code IC1.